If you are focused on saving for retirement, ask about our newest option to help you fund Taylor County Schools’ existing post-tax retirement options. A portion of your tax savings can be used to begin or increase contributions to your 457(b) or 403(b) ROTH options.

Your Prevent+Protect benefits to help you get back in control of your total wellbeing.

• Use the Attentive portal for tons of resources for physical and mental wellness.
  • Daily Tips: Stay inspired to maintain healthy habits through small, repeatable changes that have big impact.
  • $0 Co-Pay Telehealth: The convenience you love about telehealth without the additional fees.
  • Specialized Support: Programs to dive deeper into the issues that are most helpful to you (monitor vital signs, managing chronic conditions, pre- and post-natal support, addition recovery, relationships, stress management, goal setting, and more!)
• Reclaim your tax dollars and make important benefits much more affordable.
  • Offset health insurance costs
  • Increase retirement contributions
  • Cover cost of supplemental insurance policies

On your effective date, you will receive a welcome email from member@ahwus.com with instructions to get started. (Be sure to check in spam or junk folders)

You need to login into the Attentive portal and complete the intake survey. This has to be done at least once per year.

It is not a mandatory that you enroll in this benefit.

NEWLY HIRED EMPLOYEES: Please schedule your appointment to learn about your qualified tax savings and benefits options. 

If you have already seen a Prevent+Protect Benefits Counselor, you do not need to schedule another appointment. 

No. This program uses federal incentives in the tax code to cover the cost of the program. You are allowed to reclaim some the payroll taxes that you pay from your wages every paycheck and use them on qualified programs for your health and wellbeing. 

Yes. This program also uses a pre-tax premium that is similar to how most employees pay for their health insurance. Pre-tax premiums will lower taxable wages, which means you will pay less in payroll taxes out of each paycheck.

Taxable wages are also the basis for calculating future Social Security benefits and impacts of pre-tax programs vary by individual. Consider guidance directly from the Social Security Administration that social security benefits are not meant to be your only means of retirement savings.

This program allows you to redirect some of your retirement savings into other mechanisms, such as your employer-sponsored Roth retirement funds or permanent life policies that accrue cash value over time. 

No. You will still file your taxes the same way, using your W2 and your wages reported in Box 1.

The only change you’ll notice going forward is that your wages that are now qualified as non-taxable will be reported in Box 14.

There are some programs that claim have similar advantages as our program, but they have failed to take the proper steps in architecting their program. The tax-advantage provided through the Attentive program has been vetted by a tier-one tax firm and multiple associations. Still, you should confirm the compliance of any tax benefit that you choose to implement.

Here’s a great article from The CPA Journal to get you started.