Prevent+Protect brings together three complementary areas of employee health—physical, mental and financial—and uses a well-established tax-advantaged structure designed to capture income and payroll tax savings to fund those benefits without increasing the city’s benefits budget or reducing employee take-home pay.
Three Health Priorities. One Comprehensive Solution.
The physical-health component, offered through Bearing partner Attentive, gives employees access to tools designed to encourage prevention, early intervention, and better management of chronic conditions.
The objective is straightforward: help employees address health needs earlier rather than waiting until those needs become more serious—and more expensive.
Participation in Attentive provides employees access to:
- Chronic condition support
- Prescription savings
- No-copy telemedicine
- Biometric screening
- Counseling
- and More!
To learn more, visit their website: 
For police officers, firefighters, EMS professionals and other employees, mental health isn’t simply an employee benefit issue. It can affect attendance, disability, retirement, retention, performance, and long-term health care costs.
Prevent+Protect’s mental-health component, offered through Bearing partner Alli Connect, is designed to meet the standards of first responders with the goal to make mental health support as routine and accessible as physical health support—before a challenge becomes a crisis.
The platform provides:
- Confidential mental-health and resiliency support
- Predictive identification of potential mental-health needs
- Access to specialized care
- Therapist and specialist matching
- Wellness resources and support
- A convenient digital experience designed for public safety employees
To learn more, visit their website: 
Help employees protect themselves from the financial consequences of unexpected health events. Medical expenses can create significant financial stress for employees and their families.
Prevent+Protect’s financial health component, offered through Bearing’s top tier partners provides employees the opportunity to invest up to $40’month in a post-tax retirement fund along with access to guaranteed issue supplemental insurance options including:
- Accident
- Cancer
- Critical illness
- Disability
- Medical bridge coverage
- Universal Life
These benefits are designed to provide employees with additional financial protection without creating a new payroll-funded benefit obligation for the employer.
Put your tax savings to work for your future.
Prevent + Protect lowers your taxable wages. Some government benefits are based on taxable wages, though, so Prevent+Protect allows up to $40 per month to be set aside to save for retirement. A post-tax account like a Roth IRA grows tax-free. Over time, it can help offset a reduced benefit or potentially exceed it.
The chart below shows how a small monthly contribution could grow over 20 years. Use the sliders to try different amounts.
Balance after 20 years
–Total contributed
–Tax-free growth
–
Contributions
Growth
For illustration only. Assumes contributions at the start of each month, compounded monthly at a constant average rate of return. Actual returns vary and are not guaranteed. Qualified Roth IRA withdrawals are tax-free; this is not tax or investment advice.
